Property Investing is a Risky Business

All savvy property investors are aware of the potential risks of property investment. However, how many of these investors have considered what will happen, if their investment goes up in smoke, quite literally? Insurance is often ignored, but do so at your own peril. Read the full story

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Rental Yield and Capital Growth

Understanding the economic factors that drive changes in property price are
critical to a successful long term property investment strategy.

Most investors appreciate the simple supply-demand equation. If supply drops
and demand remains constant or increases then in a free market the price increases.
It’s inevitable. Over a short time there can be fluctuations but long
term the market will win out and prices will rise. Read the full story

Popularity: 3% [?]

Financing Options for Unconventional Investments

Investing in an unconventional property may seem like a great way to make money from the property market. However, finding a financial institution that shares your enthusiasm can be difficult. So what are the best ways to finance that unconventional property investment you are considering?

Non standard property

Investing in a non-standard property can be a real headache. Many of the large lending institutions will not consider a property that is unusual in any way. For example, Birmingham Midshires, which is the biggest provider of buy to let financing in the UK, openly rejects unusual properties “In the interests of the borrower and lender, BM does not lend on properties where the rental income is unpredictable, such as non-standard property”. Read the full story

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Don’t Lose Out to Capital Gains

So many property investors forget about capital gains tax completely, only to be reminded sharply when it comes to selling their investment property. Capital gains can take a huge chunk of your profit even resulting in you failing to make any money at all. Don’t be caught unaware by this tax!

Understanding CGT

Understanding capital gains tax is not as difficult as you might imagine. In fact, the principles are actually quite simple. Capital gains tax is paid by individuals (or trustees / personal representatives). Companies do not pay capital gains tax; however, they do pay an equivalent sum, under corporation tax, known as chargeable gains. Read the full story

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Getting More for Your Money with Buy to Let

Most investors have worked out that the cheaper they buy a property for, the easier it is to achieve a good yield. However, it is a fine line between rentable and undesirable, a factor which must be taken into consideration by those looking to buy a very cheap investment property.

Less is more

Less is so often more, when it comes to buying a property for buy to let investment. The reasons for this are not as simple as it may seem and often a cheaper, smaller property can be a better investment with a higher rental yield. Read the full story

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Calculating your Buy to Let Property Profit

It’s one thing satisfying yourself about the level of profits that your buy-to-let investment is making, but when it comes to telling the taxman, it’s a totally different matter. Instead of sweating over the endless forms, have a look at this quick guide to help you on your way!

Tax return

All landlords will have to fill in a tax return to the Revenue to show just how much they have made out of their buy to let investments. This can be an extremely taxing task (no pun intended) and can send even the most savvy of investors into a spin! Read the full story

Popularity: 7% [?]